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Ditch Thailand, Vietnam I asked Gemini for offbeat international destinations for two under 2 lakh

Want to skip the crowded streets of Hanoi, the commercialised beaches of Phuket, and the high prices of Dubai, and still enjoy a memorable international trip? Here's where you can go instead

9 Jun 2026 10:11 pm
Now, a super top-up health insurance plan that covers you during job shifts

TATA AIGs MediCare Reserve super top-up provides 90-day cover for salaried without deductibles, base cover

9 Jun 2026 9:34 pm
Parag Parikh Flexi Cap doubles down on IGL, MGL; adds more ITC and bank stocks

Parag Parikh Flexi Cap Fund doubled its holdings in IGL and MGL while increasing exposure to ITC, HDFC Bank and ICICI Bank, without introducing any new stocks.

9 Jun 2026 7:34 pm
Not Bitcoin or Ethereum: These were the most popular crypto tokens in May

In May, traders sought lesser-known tokens. While Bitcoin and Ethereum struggled, digital assets such as HYPE and BNB gained. Here's why major tokens failed to entice investors, and some tokens emerged as winners. 

9 Jun 2026 7:21 pm
ITR filing AY 2026-27: Complete list of deductions and exemptions available under new tax regime

While the old tax regime offers a wider range of exemptions and deductions, the new tax regime still provides several tax benefits. Salaried taxpayers can benefit from the standard deduction of 75,000, making income up to 12.75 lakh effectively tax-free in the new regime.

9 Jun 2026 5:44 pm
HDFC Bank raises MCLR by up to 10 bps across tenors Check latest lending rates here

HDFC Bank's MCLR has increased by up to 10 basis points as of June 8, 2026. Check latest lending rates here.

9 Jun 2026 5:39 pm
Income tax return for AY 2026-27: Is filing your ITR too early a mistake this year?

Balwant Jain, tax and investment expert, said taxpayers should avoid rushing to file immediately after the utilities become available, as AIS records continue to evolve.

9 Jun 2026 5:31 pm
'The less I tinker, the better it works': inside Radhika Guptas autopilot portfolio

The Edelweiss Mutual Fund CEO manages thousands of crores for investors, but her personal wealth strategy relies on an annual ritual that keeps emotion out of the market.

9 Jun 2026 4:48 pm
Top 5 large- and mid-cap funds beating the benchmark: Meaning, benefits and risks explained

Large- and mid-cap funds are equity mutual funds that are required to invest at least 35% of their assets in large-cap stocks and at least 35% in mid-cap stocks. Check the list of the top 5 large- and mid-cap funds that have generated the highest alpha in this category.

9 Jun 2026 4:39 pm
Atal Pension Yojana vs NPS: Key differences, benefits and who should choose which

APY offers guaranteed monthly pensions for unorganised sector workers, while NPS is a flexible, market-linked retirement savings option for a wider audience. Details here.

9 Jun 2026 4:18 pm
8th pay commission: What is ICMR's 3,490-calorie formula recommendation?

The 8th Pay Commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, is reviewing pay structures and allowances for central government employees. Amid this, here are calorie and food expenses related demands from employee groups, explained

9 Jun 2026 3:25 pm
Dearness Allowance: How DA is treated under Income Tax, explained

One of the most closely watched components of government employees' salaries and pensions, here's a look at if DA is subject to income-tax, whether it must be reported in your income tax returns filing and more.

9 Jun 2026 2:33 pm
Diversification to di-worse-sification: the costly mistake of buying too many mutual funds

Decades after legendary investor Peter Lynch coined the term to warn against overcrowding a portfolio, Indian mutual fund investors are making the same costly error by investing in 20-30 schemes, many of which hold the same stocks.

9 Jun 2026 2:24 pm
RBI raises inflation forecast, cuts growth estimates: Is it time to rethink your mutual fund portfolio?

With inflationary pressures building and many analysts expecting rate hikes later in FY27, investors are reassessing their investment strategies. But what should mutual fund investors do in such a scenario? Let's find out what experts have to say.

9 Jun 2026 2:17 pm
Indias new retirement crisis: Why higher salaries no longer guarantee financial freedom

If the salary stopped tomorrow, not because of a job loss, but by choice, how long could we actually live the life we're living today?

9 Jun 2026 2:00 pm
ITR filing AY 202627: How to calculate your taxable income under old and new tax regimes

When filing your ITR, the first step is to calculate your taxable income. Taxable income is the portion of your total income on which tax is actually levied after considering eligible exemptions and deductions.

9 Jun 2026 1:57 pm
Fintechs PhonePe and CRED exploring revival of credit card rent payments Here's what this means for customers

PhonePe and CRED may soon resume rent payments through credit cards under a marketplace model, testing pilots with select users. The new model aims to address compliance and verification issues.

9 Jun 2026 1:55 pm
The AI revolution worth betting on isnt in your portfolio

The future of artificial intelligence is anything but settled, which is the best reason to use these tools rather than bet on them.

9 Jun 2026 1:01 pm
Want a lower home loan rate? These 7 simple moves could save you lakhs

A small reduction in home loan interest rates can lead to significant savings. Strategies to lower borrowing costs include maintaining a strong credit score and choosing the right lender. 

9 Jun 2026 12:26 pm
Can NRIs invest more in Indian stocks now? RBI's latest move explained

As part of its latest policy measures, the central bank announced that NRIs and OCIs will be allowed to invest more in listed Indian companies without SEBI registration.

9 Jun 2026 11:45 am
Gold, Silver Rate Today: Check live price of 22K, 24K, 18K gold and silver on 9 June 2026 in Mumbai, Delhi, other cities

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Tuesday, 9 June 2026. Check the price of 18K, 22K and 24K gold and silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

9 Jun 2026 11:29 am
Edelweiss launches 300-crore NCD issue with up to 10% returns: Check dates, rating and key features

Edelweiss Financial Services Ltd has launched a 150 crore public issue of secured non-convertible debentures, with a total size of 300 crore. 

9 Jun 2026 11:14 am
I run a fast-food stall: I asked ChatGPT how to scale intelligently to take home 1.5 lakh every month

A Kolkata fast-food stall generates 3 lakh monthly with a 20% profit margin. Strategies to increase profitability include menu optimisation, upselling and operational efficiency. 

9 Jun 2026 10:21 am
Income tax return: Can you skip ITR filing if your income is below the exemption limit? check rules here

Taxpayers might not need to file an Income Tax Return if their income is below the exemption limit, but filing can provide financial benefits, such as official records and eligibility for refunds. 

9 Jun 2026 9:05 am
Ujjwala LPG Subsidy: Beneficiaries to get 300 on first 4 cylinders Here's how to register, check eligibility, amount

The Union Ministry of Petroleum & Natural Gas has indicated that subsidised LPG cylinders for households under the Pradhan Mantri Ujjwala Yojana (PMUY) have been reduced from nine to four. Check details here.

9 Jun 2026 8:27 am
EPF nomination: How to check, add and validate your nominee online | A step-by-step guide

All EPF members must register a nominee under the EPF Scheme, 1952, to ensure smooth settlement of benefits upon the member's death. Members can check nominee status and complete e-nomination online, ensuring to e-sign the document for it to be valid.

9 Jun 2026 8:03 am
8th Pay Commission calculator: Check how much your basic pay could rise under fitment factors of 1.92 to 3.83

If the Central Government Employees' Association's demands are accepted, the minimum basic salary under the 8th Pay Commission could rise to nearly 69,000, significantly influenced by the fitment factor, which converts pre-revised salaries to new structures.

9 Jun 2026 7:12 am
Cryptocurrency F&O: How are gains taxed in India? Know rules and ways to report in ITR

Cryptocurrency futures and options involve trading derivative contracts based on digital assets, enabling price speculation without ownership. Here's how the gains are taxed.

8 Jun 2026 11:02 pm
Indian rupee in free fall: What the govt is doing to lure foreign capital and lift currency

India's rupee is under pressure, hitting record lows against the US dollar due to economic uncertainty and high import bills. The government and the RBI have implemented several measures to stabilise the currency and attract foreign inflows. 

8 Jun 2026 9:10 pm
RBI announces redemption price for SGB 2021-22 Series III, investors set for over 220% gains; check details

The RBI has fixed the premature redemption price at 15,512 per unit for SGB 2021-22 Series III due on 8 June 2026.

8 Jun 2026 6:31 pm
Do you have to pay tax on your NRE deposit interest? Key rules NRIs should know

NRE accounts allow NRIs to deposit foreign income in Indian rupees, facilitating free repatriation. Interest on NRE fixed deposits is exempt from Indian income tax, enhancing their appeal.

8 Jun 2026 6:06 pm
Nifty Midcap150 Momentum 50: This index combines mid-cap potential with momentum factor

Nifty Midcap150 Momentum 50 Index includes 50 mid-cap stocks that have delivered the strongest momentum, thereby combining the growth potential of mid-caps with the momentum factor's ability to identify market leaders.

8 Jun 2026 4:58 pm
CAGR vs XIRR: Which is better for analysing mutual fund returns?

The Compound Annual Growth Rate (CAGR) is the average annual rate of return of a lump-sum investment over a specific period. The Extended Internal Rate of Return (XIRR) is a return calculation method used for investments with multiple cash flows occurring on different dates.

8 Jun 2026 4:41 pm
A guide to government securities for retail investors: Meaning, ways to invest, benefits and risks

Government securities (G-Secs) are debt instruments issued by the RBI on behalf of the central and state governments to raise funds from investors. These securities can be purchased in the primary market during government auctions or in the secondary market. 

8 Jun 2026 4:23 pm
HDFC, ICICI Prudential and Nippon are restricting gold ETF inflows. Here's why

Gold ETF inflows are at record highs, but fund houses are becoming more selective about fresh subscriptions. Here's why the rupee, gold imports and bullion supply are driving the decision.

8 Jun 2026 4:12 pm
ITR filing AY 2026-27: How to claim TDS refund while filing your income tax return

Tax Deducted at Source (TDS) is a way through which tax is collected in advance by deducting a certain amount from specified payments. A TDS refund becomes applicable when the amount of tax deducted from your income during a financial year is more than the tax you are actually required to pay.

8 Jun 2026 3:29 pm
Mango bonds and tree renting: a side of Alphonso in your portfolio

Consumers are renting mango trees and buying so-called mango bonds to secure premium fruit directly from farms. But are these genuine investments or simply a smarter way to buy mangoes?

8 Jun 2026 3:28 pm
How to change or update your EPF nominee online: Step-by-step process here

EPF members can update their nomination online at any time. This allows them to change beneficiaries. Here's the full process and what to do to make your nomination valid.

8 Jun 2026 3:28 pm
Top 5 multi-cap funds with lowest expense ratios and highest long-term returns for investors to track

Are you looking for a multi-cap fund that charges low fees and delivers benchmark-beating returns? Here are the top 5 multi-cap funds that combine low expense ratios with strong return performance.

8 Jun 2026 3:17 pm
Direct vs regular mutual funds: Meaning, key differences and which one to choose

Direct mutual funds allow you to buy units directly without involving or routing the investment through any distributor, broker, or agent. On the other hand, regular mutual funds are purchased through intermediaries such as brokers, agents, or financial advisors. 

8 Jun 2026 2:45 pm
Im a biker and have 50 lakh: I asked ChatGPT if I should stop going to office and travel around

After inheriting 50 lakh, the individual seeks financial and lifestyle advice on how to lead a meaningful life without traditional work. ChatGPT looks at the situation from a different lens.

8 Jun 2026 12:57 pm
33 of 38 Flexi-cap funds beat the Nifty 500, but most investors still lost money

Only 15 flexi cap funds delivered positive returns over the past year. Those funds account for just 16% of the category's AUM.

8 Jun 2026 12:42 pm
India's biggest health crisis isn't physicalit's financial What new study reveals

A recent report shows urban Indians score 65/100 on wellbeing, with financial health as the weakest link. Stress affects 82% of respondents, and mental health is gaining importance, particularly among younger populations. 

8 Jun 2026 11:47 am
The credit card debt trap: How a 1 lakh bill can spiral out of control

High credit limits and minimum due payments can create a dangerous debt spiral. Experts explain how the trap beginsand what borrowers can do to get out.

8 Jun 2026 11:13 am
Should I start a side hustle to earn 20,000 extra every month? I asked ChatGPT; AI asks me to do this 90-day experiment

I asked ChatGPT if I should start a side hustle to earn extra income every month. AI asks me to do a 90-day experiment before making a final decision.

8 Jun 2026 11:11 am
Home loan rates in June after RBI policy: SBI, HDFC, PNB and others compared Who is offering the cheapest loan?

The RBI maintained its repo rate at 5.25% to await clearer economic signals amid rising inflation risks. Home loan rates remain unchanged, with public banks offering rates from 7.10% to 7.25%. Measures to attract foreign capital were also introduced to support the rupee.

8 Jun 2026 10:41 am
Gold and silver prices today, 8 June: Check retail rates of 24K, 22K gold and 999 silver in Delhi, Mumbai, other cities

On 8 June, gold prices fell by 0.94% to 1,54,290 per 10 grams, influenced by rising Middle East tensions and higher crude oil prices. Silver also declined by 1.6% to 2,45,120 per kg.

8 Jun 2026 10:27 am
I asked ChatGPT to assign every rupee of my salary a job: AI suggests zero-based budgeting

I asked ChatGPT to utilise my monthly income effectively and assign every rupee a job. AI suggests zero-based budgeting to me.

8 Jun 2026 10:15 am
Digital arrest scam: Fake ED officers dupe retired government employee of 87 lakh in Nagpur 5 warning signs to know

Shocking digital arrest scam exposes how fake ED officers in Nagpur cheated an 85-year-old retiree of 87 lakh through fear tactics, forged documents and constant surveillance. 

8 Jun 2026 9:54 am
Bitcoin rebounds above $63,000 after 18% plunge last week. Has the crypto selloff run its course? What next?

Bitcoin steadied in early Asia trading on Monday after recovering some lost ground since dropping below $60,000 late last week a level not seen since Donald Trump won reelection in 2024.

8 Jun 2026 9:20 am