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Hardware News

Macworld

Hardware / Macworld

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Apple is making it really difficult to buy its highest-end Mac Studio

Macworld Earlier this week, Apple surprised us with a brand-new Mac Studio powered by an M5 Ultra processor and up to 512GB of RAM. We expect that option, which wont be available until late October, will cost upwards of $15,000. That in itself will limit its availability to a very small percentage of Mac users. On top of that, given the 10- to 12-week backorder for the 256GB model just days after its release, we dont expect many people to actually get their hands on it anytime soon. So the people who try to buy one will be a very small group. It would stand to reason that people in that small group would be perfect candidates for Apples new Upgrade program , which lets you lease Macs for either 24 or 36 months and then upgrade to a new model once all payments have been made. However, Apple and Klarna, the financial partner for the program, have seemingly set up nearly impossible terms for qualification. There are numerous social media reports of people who have been declined for M5 Ultra Mac Studio leases, so I tried to get one and failed several times, with the following message: Klarna could not approve your application. Thank you for your interest in Apple Upgrade. Klarna was unable to approve your application at this time. Details about this decision will be sent to the email registered with your Klarna account. Your order wasnt placed and you havent been charged. If youd still like to proceed with your order, you can continue shopping with a different payment option. Your device selections have been saved, but you may need to make a few of your decisions again. I was also denied a lease for a fully decked-out 16-inch MacBook Pro, so its not limited to the Mac Studio. It just be noted that its been several hours and I havent received an email with any more details from Klarna. Its unclear why the system seems to be denying purchases of $10,000 or more. Klarna doesnt run a credit check, and approvals are often made within seconds for iPhones or iPads. But if youre looking to lease a very expensive Mac, you might be out of luck.

28 Aug 2026 4:45 pm