The Economic Times

Equity, gold, real estate or cash? CA lists 7 investment types before spending a single rupee

CA Nitin Kaushik says investors should not begin by asking where to invest. Instead, they should consider their goals, time horizon, risk capacity and liquidity needs. He explains seven investment types: equity for growth, debt for stability, hybrid funds for balance, real estate for tangible exposure, gold for diversification, alternatives for specialised opportunities and cash for liquidity. The key is choosing the right combination rather than searching for one best investment.